We built this for St Andrew's
A working AI agent for Direct Cover life insurance — handling policy questions, servicing, retention calls, and underwriting support across chat, voice, and outbound.
Discuss With Our ExpertsOutbound retention calls
Your consultants spend hours making calls with zero contact success. Let AI make the first touch — warm, personal, compliant.
Retiree who switched banks 3 months ago and didn't realise her Direct Cover premiums stopped. Policy lapsed 6 weeks ago.
Busy small business owner. Direct debit bounced last month due to insufficient funds. Payment is now 30 days overdue.
28-year-old professional who submitted a cancellation request. Comparing cheaper alternatives and feels she's paying too much.
Inbound policy support
PDS questions, billing, address changes, claims — handled instantly via chat or voice.
Chat agent
Ask about Direct Cover life insurance, policy changes, payments, or claims.
Voice agent
Call in and ask anything a St Andrew's policyholder might ask.
0483 985 717Australian number • Available 24/7
Help customers finish their application
When a customer gets stuck on an underwriting question at 10pm on a Saturday, AI is there to explain — without giving advice.
This is what your direct sales digital funnel could look like — AI-assisted, 24/7, no hold queues.
When AI hands over to a human
Policyholder Margaret Williams (DC-2023-045612) verified via name + DOB. Calling about lapsed policy — missed payments after switching banks. Interested in reinstating but wants to discuss payment options with a consultant.
The human picks up with full context. No cold transfer, no repeated verification.
How we get there
- PDS agent on voice + chat (already live)
- Outbound retention calls
- No integrations needed
- Unity4 telephony integration
- Policy admin system lookup
- Identity verification against real data
- Servicing with write-back
- AI in the quote-and-bind digital journey
- Underwriting question assist
- Drop-off re-engagement
- Analytics on abandonment
- Scales with the new sales team
You focus on the business logic. We handle the rest.
St Andrew's doesn't need an IT team to deploy AI. Lorikeet manages the platform, integrations, and iteration. Your team tells us how the business works — we make the agent do it.